Textured soft padded vintage checkbook cover has a professional rich leather look and feel. To protect and store your cards, passport, tickets, notes, cash, etc. Record your daily and weekly plan anywhere and anytime. You can also record your spending. The Pen loop can keep your pens at your fingertip. This ringbinder have 100pages tablet and a mini caculator. Ideal for field workers, consultants, students, architects, engineers, insurance advisors and many other professional groups.